Rancho Santa Margarita Honda Car Loans & Leases near Irvine, Mission Viejo, Laguna Beach and Corona, CA

The Finance Department at Rancho Santa Margarita Honda is here to help get you a great deal on a new or used car loan in Rancho Santa Margarita, California.

Rancho Santa Margarita Honda's finance team is ready to create the financing plan that works best for you. Save money, time, and frustration by working with the finance specialists at our Rancho Santa Margarita area dealership.

Rancho Santa Margarita Honda's finance experts work with various financial institutions to get you a great deal on a car loan for a Honda in Rancho Santa Margarita. Our dealership is here to make purchasing an automobile a simple and pleasurable experience. Be sure to view our current finance specials to save even more at Rancho Santa Margarita Honda! Use our online finance application to apply for financing right now.

We can help students with no credit history, or those who have hit a rough spot and now have credit problems. We can customize a car loan program to your needs. Call us, or visit us in person by coming to 29961 Santa Margarita Parkway.

Welcome to Rancho Santa Margarita Honda's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing.

Get a Free Quote- RSM Honda helps people with all credit situations. We understand that times can be tough sometimes. Most people need a car loan to finance their new or pre-owned car. The finance experts at RSM Honda help people with all types of credit, we help you drive your dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. RSM Honda works with only trusted lenders to bring you low rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with owning the car of your dreams today!

Lease vs. Buy

Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.

Learn from our trained finance staff about financing your next vehicle.

We are ready to make your auto buying experience a stress free one.  Our staff, online  or onsite, is waiting to help you.  Please call (877) 801-7855 and ask for Pablo Cozzani or George Hogan for immediate assistance!


Rancho Santa Margarita Honda


29961 Santa Margarita Parkway
Rancho Santa Margarita, CA 92688


Sales Dept. Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-8:00pm
  • Saturday 9:00am-8:00pm
  • Sunday 10:00am-7:00pm

Service Dept. Hours

  • Monday 7:00AM-7:00PM
  • Tuesday 7:00AM-7:00PM
  • Wednesday 7:00AM-7:00PM
  • Thursday 7:00AM-7:00PM
  • Friday 7:00AM-7:00PM
  • Saturday 7:00AM-5:00PM
  • Sunday Closed