Car Loans & Honda Leases in Rancho Santa Margarita, CA

Here to Help You On the Road to Car Buying: Rancho Santa Margarita Honda Finance Team

Have you found the new or used car you're ready to drive off our lot and into your driveway? Our expert finance team here at Rancho Santa Margarita Honda is prepared to help you through the next steps in the process. With an overarching goal to provide exceptional service from the moment you step foot in our showroom, to when you head home in your new car to Irvine or Corona, CA, each member of our team strives to make your experience excellent.

Our superior finance professionals want to work with you and your budget to determine a customized plan that fits your circumstance. Helping you understand exactly what you're paying for is one of the many ways that our dealership provides a positive experience.

If you're just beginning your car buying search and want to get a better idea of what financing options may be available before you drive in from Laguna Beach, CA,  you can access some of our helpful tools online. Here, you can view finance specials, apply for financing, or request a free quote. Rancho Santa Margarita Honda works exclusively with trusted lenders to secure low rates and flexible terms.

Not Ready to Commit to a Purchase?

For some people, buying a new or used car isn't a logical option. Fortunately, we are pleased to offer a variety of leases on new Honda vehicles! With so many choices and decisions to make, it can be hard to keep all the information straight; the finance team is happy to walk through all the options and determine which route makes the most sense for you.

 When you're ready to learn more, come by our showroom located in Rancho Santa Margarita, happily serving the Mission Viejo, CA, area, and we would love to answer any questions!

Lease vs. Buy

Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract. Click to read more about leasing a Honda in Rancho Santa Margarita, CA today.

Learn from our trained finance staff about financing your next vehicle.

We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is waiting to help you. Please call (877) 801-7855 and ask for Pablo Cozzani or George Hogan for immediate assistance!


Rancho Santa Margarita Honda

29961 Santa Margarita Parkway
Directions Rancho Santa Margarita, CA 92688

  • Sales: (888) 219-6444
  • Service: (888) 255-8077
  • Parts: (888) 254-9542

Sales Dept. Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-8:00pm
  • Saturday 9:00am-8:00pm
  • Sunday 10:00am-7:00pm

Service Dept. Hours

  • Monday 7:00AM-7:00PM
  • Tuesday 7:00AM-7:00PM
  • Wednesday 7:00AM-7:00PM
  • Thursday 7:00AM-7:00PM
  • Friday 7:00AM-7:00PM
  • Saturday 7:00AM-5:00PM
  • Sunday 9:00AM-3:00PM